Challenge Before partnering with CoFi, Fortis Bank struggled with limited visibility into the progress of complex, high-value projects, faced tight…
The Blueprint for Modern Construction Lending.
A fully managed construction loan management platform combining funds control, risk assessment, inspections, and software — so lenders can scale operations without adding complexity or headcount.
Trusted by
LEADING BANKS & CREDIT UNIONS
Built-In Expertise
Purpose-built technology with a construction lending team actively managing it alongside you.
Managed Risk
More visibility, more expertise, less exposure — across every loan in your portfolio.
Builders Who Finish
When builders finish on time and on budget, everybody wins — especially your bottom line.
Live Insights
Real-time visibility across every active loan, so your team always knows where things stand.
Greg Hathaway
Hathaway Homes of Idaho
“I hope I never have to go back to the old way of doing draws. CoFi’s platform is by far superior to the antiquated method used by lending institutions in the past. It saves time, gives an accurate picture of the build, and can provide my customers with pics they never had access to before.”
Construction lending is complex. It doesn’t have to be complicated.
Most lenders want to grow their construction portfolio. What stops them isn’t capital — it’s the visibility, the process, and the expertise to lend into construction confidently.
Manual draw workflows. Fragmented vendors. Limited insight into what’s actually happening on site. The result: slower decisions, higher exposure, and a ceiling on how much you can grow. CoFi Blueprint removes that ceiling.
One platform.
Fully managed.
Most solutions hand you the tools and walk away. Blueprint is purpose-built technology combined with a team of construction lending experts who are in it with you — from the first draw to the final payoff.
FUNDS CONTROL
Industry-leading oversight of every draw, every disbursement, every dollar.
DRAW MANAGEMENT
Structured workflows that accelerate approvals and reduce turnaround times.
RISK MANAGEMENT
Builder and project-level assessment that identifies problems before they become losses.
INSPECTIONS
Traditional and digital inspection services, standardized and scalable.
REPORTING
Real-time portfolio visibility across all active construction loans.
EXPERT SUPPORT
A dedicated team of construction lending specialists behind every account, every step.
From origination to final draw — fully connected.
Blueprint brings structure to every stage of the construction loan lifecycle:
Every project starts with a structured intake process — budget review, documentation collection, and risk assessment before a single dollar moves. Blueprint’s team works directly with lenders and borrowers to establish the project baseline, so everyone is working from the same source of truth from day one.
When a builder is ready to draw, Blueprint manages the entire submission process — collecting required documentation, verifying completeness, and routing requests through a structured workflow. No email chains, no manual tracking, no gaps in the paper trail.
Before funds are approved, Blueprint conducts traditional or digital inspections to verify that work is complete and progress matches the draw request. Every inspection is standardized, documented, and tied directly to the project budget — giving lenders defensible, audit-ready records.
Each draw triggers an automatic risk review against project benchmarks, budget thresholds, and compliance requirements. Blueprint’s construction lending experts flag issues before they escalate — catching the problems that manual processes miss until it’s too late.
Once inspections and risk checks are cleared, Blueprint coordinates the approval and disbursement process with the lender — fast, documented, and fully traceable. Turnaround times are accelerated without cutting corners on oversight.
Blueprint doesn’t step back after disbursement. Active loans are monitored continuously across budget performance, project progress, and schedule adherence — giving lenders real-time visibility into their entire construction portfolio, not just individual draws.
Competitors sell software. Blueprint delivers outcomes.
Most solutions give you tools and walk away. You still need the team, the process, and the expertise to actually use them.
Blueprint is different because the people who built it came from construction and lending. Our founders weren’t designing from a whiteboard — they were builders and developers who felt the bottleneck firsthand. They knew exactly what was missing because they’d worked without it.
No stitching together vendors. No hiring to scale volume. No wondering what’s happening on site. Just a single system designed for how construction lending actually works — with the team, the technology, and the expertise built in from day one.
Josh Oliver
Director of Sales, CoFi Blueprint
“You are embedding human construction expertise in your construction portfolio.”
Your institution. Your priorities.
Construction lending built around how you work.
Banks
Compliance, audit readiness, and scalable processes designed to meet the standards your institution demands.
Grow your portfolio.
Control your risk.
Strengthen your institution.
Credit Unions
Construction lending that creates homes, jobs, and long-term value — with the risk controls to protect every member dollar.
Serve your members.
Invest in your community.
Simplify your operations.
Private Lenders
Faster draw processing, flexible deal structures, and a platform that scales with your origination volume.
Move faster.
Close more.
Win more deals.
Cami Anderson
Mortgage Lending Manager
Wasatch Peaks Credit Union
“Cofi’s team is always so great to work with, and we love CoFi!”
Built for performance.
CoFi Blueprint is designed to drive measurable outcomes across your lending operation:
The Numbers Don’t Lie
For lenders, a construction loan that goes sideways isn’t just a bad borrower — it’s a stalled project, a frozen asset, and a write-down nobody planned for. The industry numbers reflect a market that’s largely been left to figure it out alone. Blueprint exists to change that.
Status Quo
55% of builders don’t finish on time and 35% don’t finish on budget.
— Industry Average (SORCI Report, 2025)
with CoFi
72% of CoFi borrowers exited their loans ahead of schedule in 2025.
How lenders are supporting builders better with Blueprint.
Challenge The client’s previous process and software limited them to tracking projects only at the loan level. This high-level view…
Recognized for excellence
